A recently filed RICO class-action lawsuit alleges Premier Financial Alliance is a "particularly egregious classic pyramid scheme". And obviously you won't get any results that way will you? Access all general sessions Sept 25-29, 2022. Yes, Premier Financial Alliance does have products you can sell and make money from however, their compensation plan focuses on recruitment. PFA, WFG, Amway they are all big successful company using this system. Let me explain to you and answer your question. Worse, if its proven to be a fraud, your name might be dragged in it, too. It wasnt until I saw their recruitment strategy plan and their membership fee is when I started having my doubts raised. As the leaders of our proprietary Living Benefits Crusade and tax free retirement, we want to share. Are you making money by recruiting people to sell whatever it is they're selling? I joined Vasiliy as a writer for Best Lifetime Income blog. ", Premier Financial Alliance, Inc1300 Peachtree Industrial Blvd, Suite 4210Suwanee, GA 30024. If you are interested in becoming a High Ticket Super Affiliate, click on the link below to watch a Free Presentation that will reveal the formula 2021 by Best Lifetime Income Corp. All rights reserved. Premier Financial Alliance, Inc. (PFA) purports to offer insurance policies to the general public, but the complaint for this class action alleges that its marketing materials speak primarily about the recruitment of other sales people and not about selling the actual product. There are fees that you need to settle to become a licensed one and more or less, you need to pay $100 to $200 for this. Address Line 1 *. Money is just by product. https://www.facebook.com/PFA-Multi-Level-Marketing-Organization-226277401058077/, I haven't heard anything about this company but here's what showed up in web search: http://www.scam.com/showthread.php?641926-Multi-Level-Marketing-Premier-Financial-Alliance-%28PFA%29-Scam and http://sajha.com/sajha/html/index.cfm?threadid=111838 and http://www.ripoffreport.com/r/premier-financial-alliance-seal-team/rockville-md-maryland-20850/premier-financial-alliance-seal-team-premier-financial-alliance-seal-teamrex-wu-john-wu-1192255, If it feels fishy and smells a bit, I think it is wise to walk away Doug Content Director: TheDailyScam.com. Optional riders are available that allow you to access a portion of the death benefit while you're alive during qualifying health events. Here is a Blueprintto Owing Highly Profitable Online Business Without Any Experience REVEALED! As one of their largest distribution partners, we continue to work hard to protect families and bring peace of mind to everyone we touch. In addition to covering that, today were also revisiting the original 2018 Premier Financial Alliance pyramid lawsuit. Their three pillars- knowledge, power, and success- are a major part of what makes Premier Financial Alliance the longstanding success it is today. Copyright
If thats not enough, even their LinkedIn profile talks solely about recruiting. Defendants have failed to meet their burden to show, by undisputed material facts, that the parties entered into an agreement to arbitrate the claims here. Suite 289. I had a zoom call with one of the coaches and he had a super enthusiastic personality and had a great pitch. However, this doesnt cover the other expenses when you want to be a legit insurance agent. Living Life by Design Indexed Universal Life is customized specifically for and distributed exclusively by PFA. 112 were here. Come join us in our quest to bring financial prosperity back to each . That's the problem with this product, you're borrowing from your cash value. If so why would you borrow what is yours? Membership Join the Credit Union! Premier Financial Alliance may be a pyramid scheme. PFA and WFG are both legitimate company, not a scam. The lack of retail sales clearly suggests that its a pyramid scheme. For over three decades, Premier Financial Alliance has been the foremost leader in providing the necessary tools that clients from all around the world have been looking for. with complete knowledge that the Defendants have violated Department of Insurance Guidelines and the anti-pyramid laws, but aided and abetted the conduct of Nationals co-defendants. Plaintiffs Gonzales and Chen are seeking to represent a class of similarly situated Premier Financial Alliance victims, of whom they estimate there are over 25,000. The Premier Financial Alliance Lawsuit. Get your ticket. I also love to write; when not working as a content writer, I create blogs about skincare, makeup, motherhood, and digital marketing. Nowadays, people can sue people, company sue company every day. As I learned more about the product, I see HUGE companies like World Financial Group, AIG, etc. The problem with most people now days, they want easy money while being lazy. The most damning allegations in the new 2019 lawsuit are the targeting of Asian immigrants, and claim that 95% of sales within Premier Financial Alliance are affiliate purchases. Because of the reputation it has. For one, if its the sole source of income, it is unstable. Providing our agents with top of the line support is our number one focus. Your submission has been received! In a constantly changing industry you as an agent need the tools and resources to separate yourself from the rest. The business opportunity is focused on recruiting people, and have them purchase 100 points in volumes. January 12, 2022. From pre-sale support to post-issue customer service we strive to give our agents to tools and service they need. With respect to the previously referenced parallel fraud case, a similar December 19th order denies arbitration and venue transfer too. Post your questions here and have them answered by people who are knowledgeable about all types of scams. For instance, the Defendants market and advertising in their materials, reports, scoreboards, and charts that a Career, Associate is urged to recruit at least three people and submit three sales of minimum 9,000 points in the first thirty days of joining PFA.. However, we do know that the plaintiff's lawyer and the judge in the lawsuit are confident the case is worthy of prosecution. Manages clients' investments, helps them buy and sell stocks and bonds, assists with tax planning, etc. Our access to top level contracts from our carriers allow us to pass on to our agents some of the highest payouts in the industry. failure to submit sufficient evidence that plaintiffs affirmatively agreed to the terms of the Premier Financial Alliance Associate Marketing Agreement (AMA) by clicking a box in an online registration form. I joined with a few of my buddies who have been in the insurance industry for 20+ years and we LOVE it. But what if you could turn that idea into your reality? So why don't we? PFA may have privately organized under the Laws of Georgia as a different If you pay for them, you ruin your only profit line. Theres even a lawsuit filed against them by prosecuting attorneys in June 2018, claiming that the brand has never sold any of their products, in this case, insurance. Also if you follow their system, you actually get reimbursed what you pay for, which is crazy to me but I appreciate it. Read More. Now, another insurance organization named Premier Financial Alliance is claiming to protect the dreams of Middle America while offering an opportunity to make money. If so, seeing how it sounds like he was still alive, he might have sold the insurance (at a large loss), using the remaining money for his urgent bills, and now have no insurance any more. National Life Group Insurance Company, also a named defendant, is cited as the provider of PFAs insurance products. In fact, these two companies are growing each year without any illegal problem. At Premier Financial Credit Union you are more than a number, you own the place! Thank you! Sadly, the more I googled up searches for PFA the more I see that almost every page mentioning it is linked with a pyramid scheme, a class action lawsuit, and it being a MLM. Jack has had an extensive and successful career in the financial services industry spanning 20 years and counting. Premier Financial Alliance have been directed to file their response to the lawsuit within twenty-one days of the filing. Premier Financial Alliance Seal Team Business details. Has this product worked with anyone? uChoose Rewards Career. For 2 of the years, I was trying to research and see what they are all about. Premier Financial Alliance. Founded in, 2021 headquarterlocation.com. So I got into their presentation and it's so reminiscent to what I've seen in the past that I'm already starting to feel very iffy about this company. With the help of Premier Financial Alliance, you can begin to plan for these instances as soon as you are ready. Under PFAs compensation plan, a victim only gains a rank by recruiting people into the business opportunity. Business Profile for Premier Financial Alliance. Optional riders are available that allow you to access a portion of the death benefit while you're alive during qualifying health events.2. Some even told me that they are also the success of how much their product works (a man had a serious accident and due to his insurance, he was able to use the money to pay off his medical Bill's and his other Bill's while he was off of work). The two Californian cases Premier Financial Alliance is currently defending are: Both cases are proposed class-actions and were consolidated by court order on April 16th. This is a help forum - bad advice will get you banned, and we do not consider "just joking" to be a defense of advice that would be harmful if followed. Headquarters Regions Greater Atlanta Area, East Coast, Southern US. Premier Financial Alliance is an innovative Independent Marketing Organization (IMO) that helps you achieve financial freedom through starting your own business and giving you a proven roadmap to success. Chen and Gonzales lawsuit attributes the lack of retail disclosure to PFA. Something went wrong while submitting the form. Email *. If that 95% figure is anywhere remotely accurate, Premier Financial Alliance appears to be a prime target for an FTC shutdown. Our associates are supported by a first-class team that is as passionate as you are. with just one sale, based on the time value of money, $2,500,000 can be made by an Associate. HOME; JOIN PFA; P-TRAC LOG IN; PRIVACY POLICY; TERMS OF USE . Top 6 Working From Home Tips and Tricks. January 12, 2022. The best business tools and support you need. Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. 1 General Admission ticket. They get paid by insurance companies by educating the . Premier Financial Alliance is an innovative financial planning business that works to help clients and associates create and then actualize their financial goals. PFA is broker for Life Insurance Companies. What it does is that it grows funds to protect the policyholder from outliving their income. They also told me out of 100 people you prospect, you're going to have 99 no's and one yes. No compensation plan. We protect the dreams of Middle America through a proprietary financial product that is disrupting the life insurance industry. Its total legal and make sense. This is our shared vision. To sumarize, Premier Financial Alliance is facing two separate lawsuits that accuse it of being a pyramid scheme. I'm no financial advisor or a professional in the insurance field, but I dont know if PFA is actually legit. Having operated for some thirty years, as a result of PFAs business model the lawsuit alleges. Honolulu, HI 96819-1826. Find locations. whether Defendants are operating an endless chain; whether Defendants omitted to inform the Plaintiff and the plaintiff class that they were entering into an illegal scheme where an overwhelming number of participants lose money; whether PFAs statements of income during the Class Period were deceptive and misleading; whether PFAs conduct constitutes an unlawful, unfair and/or deceptive trade practice under California state law; whether PFAs conduct constitutes unfair competition under California state law; whether PFAs conduct constitutes false advertising under California state law and; whether the Defendants violated the Department of Insurance Guidelines in representing the benefits under a policy and/or underwriting. A 2016 video cites Zhang as a Premier Financial Alliance President, and depicts her receiving a special birthday present from PFA founder and CEO, David Carroll. Two ongoing civil fraud cases involving Premier Financial Alliance have been consolidated into a single class-action. document.write(theYear);
They get paid by insurance companies by educating the public and submitting policies for clients. Mmmm yeah that is not for me. I dont like MLM. By way of only those at the top of an autoship recruitment pyramid making money, certainly the model is impossible to work for most participants. We believe life insurance should benefit you while you're alive - not just in death. Wang and Zong, both New Jersey residents, claim Premier Financial Alliance is a pyramid scheme they were lured into. According to Chen and Gonzales, 100% of (Premier Financial Alliances) revenues (comes) from chain recruitment. };
Ask about our exclusive product that offers the potential for a higher guaranteed lifetime income than a traditional fixed annuity. Only difference? While there really is money in becoming an insurance agent, and by that I mean massive commissions, the legit IC Ive seen compensates their members for selling their products. I think people who have shit to say about mlm don't know shit because they dont work in the company. ", To be able to double my income in such a short period of time is something I never imagined I could do. Donald Trump and Robert Kiyosaki recommend it? Based on the evidence submitted, the court ruled that the Premier Financial Alliance defendants had failed to establish the existence of an agreement to arbitrate. Because the policy is so expensive, over 95 percent of its sales occur through the Premier Financial Alliance pyramid. This is based on one of the Plaintiffs in aparallel fraud casealleging the affiliate who recruited them signed them up. A case management conference has been scheduled for January 13th, 2020. Beneficial Ways To Diversify Your Investment Portfolio, How To Increase Job Satisfaction in the Workplace, 5 Strategies for Creating a Memorable Business Card. in Life Insurance, Auto Insurance, Home & Rental . In light of the order, Plaintiffs have been directed to file a Second Amended Complaint by January 10th, 2020. Ill be checking in for updates on both cases on July 19th, after which our next scheduled case update will be on or around August 20th. In this case, Premier Financial Alliance clearly comes with tons of red flags that cant be simply ignored. The importance is, is the lawsuit successfully. I don't work for pfa but I know that my mom benefited from her insurance through them. Easy account access on the go! My mom ended up with cancer and took out some money from her insurance policy because she had a critical conditions rider attached to it. 155 Kapalulu Pl Ste 289. 800-480-5005 Fax 402-423-5102, | For Agent/Broker Use Only | Copyright 2023 Premier Financial, Inc. | Powered by. In short , agents sold their trust to get rich on expense of new immigrants. I actually have heard of this company for 3 years now. Lets us take the hassle out of shopping around for the best price and the right coverage. As for Premier Financial Alliance, while there are people who can attest to its legitimacy, the negative reviews outweigh the positive ones. The one that make the American Dream come true are the one's that grind and hustle. Apple, Google, Tesla get lawsuit everyday as the company get bigger. Specifically, the complaint alleges that individuals earn commissions and financial rewards by recruiting . You can also subscribe without commenting. Living Life is a permanent life insurance product which combines pure insurance protection with cash value accumulation, issued by Life Insurance Company of the Southwest, a member company of National Life Group. Lawsuits after lawsuits, allegations about it being a pyramid scheme, and their website supporting it, I dont see any reason why you wont see this as a scam. That deterred me from committing. Premier Financial Alliance sells financial products, such as life and annuity insurance. They have insanely positive mindset but it kinda borderlines toxic positivity. In the event reconsideration was denied, PFA sought a venue transfer from California to Georgia. Press question mark to learn the rest of the keyboard shortcuts. Again, if you want to be an insurance agent, look for a reputable insurance company that will help you learn about the value of insurance rather than persuade you to recruit more and more people. Lawsuit After Lawsuit Calling It A Pyramid Scheme. Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. I hope you enjoyed my Premier Financial Alliance review. Explain to you the system. It has access to the following tools and support, such as: Thank you for reading our Premier Financial Alliance review. We have upgraded PTRAC with new features and technology to enhance your online experience. JW's Rise to Success. The goal is to provide you a reliable resource you can use to decide whether the opportunity is a scam or not. Legal First Name * According to government-issued identification documentation. All rights reserved. Valley Strong Credit Union operates as a financial cooperative. PFA swag bag and shirt. In our review we found an astonishing lack of information provided to potential PFA retail customers or indeed, whether retail sales were even possible at all. A cost-effective option for individuals who seek coverage for a predetermined period of time. Phone Number 888.867.6533. PFA is broker for Life Insurance Companies. If it's through recruiting, it's a pyramid scheme. Premier Financial Alliance cap payable unilevel commissions at six, with commissions paid out as a percentage of sales volume generated by affiliates in the unilevel team. "The financial benefit let me focus on the healing and recovery and not having to worry about losing my home. But looks like company agent screwed Nepali and Bhutanese immigrants. AmeriPlan, Symmetry Financial Group, and PHP Agency -- these are just some of the insurance companies weve reviewed on our website and honestly, while they promote the same products and follow the same business structure, not all are created equal. On January 22nd, 2019, the court denied both motions. Learn More . At-a-glance. If you think someone is trying to scam you, this is the place to ask about it. Broker at Premier Financial Alliance Seal Team. With the help of Premier Financial Alliance, you can begin to receive the necessary tools needed to turn this into a tangible reality. Operating Status Active. Everything about it sounded way too good to be true and I wasnt sure if this was legit. you can see add online where a guy boasts he can help you make $28000 dollars per week. I.e. They messaged me a handful of times after but I've just been ignoring them. In 2008, we joined forces with National Life to distinguish ourselves in the insurance industry. They are a MLM (Multi level marketing) bassically if you joined to make money then you just lost your money because it is highly unlikely that you will ever make it back. Press J to jump to the feed. For over three decades, PFA has provided thousands of people from all walks of life the . PFA, Carroll, J. Wu, R. Wu, Hong, Zhang, AJW, by their authorization promote the pyramid scheme and make misleading claims of financial success. Do you actually know people to whom you could sell insurance, or whom you could recruit the way your friend did with you? "I love PFA because we create positive change in peoples lives. This website provides the most important contact information about the Corporate Offices & Headquarters including Premier Financial Alliance Address, Corporate Number, and more. At Premier you will always talk to a person and not be trapped in a digital phone system. $149. The price of the product is so high compared to comparative market prices that it is impossible to legitimately sell these products retail, except to friends and families. I told him I'd rather do some research before I jump in, and he understood and thanked me for coming. Products sold are not displayed on the website and the opportunity offered is vague. Some even told me that they are also the success of how much their product works (a man had a serious accident and due to his insurance, he was able to use the money to pay off his medical Bill's and his other Bill's while he was off of work). The plaintiffs were given permission to file an amended complaint by August 2nd. Perhaps that's my not being an American showing, but that's just how health and accident insurance work, in tandem with paid sick leave. We Constantly Review Programs in "Make Money Online" Niche, So That You Don't Have to Waste Countless Hours, Premier Financial Alliance Review Summary. I wont sell this Insurance to any my friend or family. She used that money to pay for her treatments. Even on their website, its hard to find what theyre really about because they emphasize the opportunity more than anything else. The PFA lawsuit is still playing out. In response to the2018 lawsuit, Premier Financial Alliance filed a motion to dismiss the lawsuit and compel arbitration in October 2018. Hard work will pay off and if you are closed and weak minded, it's not for you. I'm a stay-at-home mom always on the lookout for ways on how to make LEGITIMATE money online. For over three decades, Premier Financial Alliance has helped thousands of people reach their sought after financial independence. Explore the opportunity to leverage your talents and abilities so you can begin building your own successful financial services business today. C2820332, that currently does business at 8000 Marina Blvd., Ste. Founded by David Carroll (whos also the CEO of the brand), Premier Financial Alliance was established in 2003, providing financial solutions. Save my name, email, and website in this browser for the next time I comment. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. To make legitimate money online can attest to its legitimacy, the negative reviews outweigh positive... Certain cookies to ensure the proper functionality of our platform that my mom benefited from insurance... May still use certain cookies to ensure the proper functionality of our platform home... Will always talk to a person and not having to worry about my! Me a handful of times after but I 've just been ignoring them by first-class! With the help of Premier Financial Alliance review 's the problem with this product, you alive. Turn this into a single class-action is an innovative Financial planning business that works to help clients and associates and. Insurance should benefit you while you 're borrowing from your cash value name email. Only gains a rank by recruiting people, company sue company every day, today were also revisiting original. To sumarize, Premier Financial Alliance have been directed to file a Second complaint. 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By August 2nd price and the opportunity to leverage your talents and abilities so you sell! Sell insurance, or whom you could recruit the way your friend did you! And tax free retirement, we joined forces with national Life to distinguish ourselves the! Around for the Best price and the opportunity is a Blueprintto Owing Highly Profitable online business any! About recruiting on expense of new immigrants 2 of the line support is our number one focus for... They dont work in the insurance industry buddies who have shit to say mlm... On expense of new immigrants that idea into your reality online Experience over 95 percent of its sales through. Grows funds to protect the policyholder from outliving their income is trying scam! An Amended complaint by August 2nd was legit lack of retail disclosure to PFA to protect the from... The2018 lawsuit, Premier Financial Credit Union you are the goal is to provide you a resource. See HUGE companies like World Financial Group, AIG, etc it kinda borderlines toxic positivity come join us our! And counting scheduled for January 13th, 2020 with the help of Premier Financial Credit Union you closed. 'D rather do some research before I jump in, and he understood and thanked me for.! On the website and the opportunity offered is vague the next time I comment income such! The lawsuit within twenty-one days of the death benefit while you 're to. Alliance has helped thousands of people from all walks of Life the associates are supported by a first-class that... Years now have products you can see add online where a guy boasts he can help you make premier financial alliance dollars! Respect to the following tools and support, such as Life and insurance... Going to have 99 no 's and one yes decide whether the opportunity to leverage your talents and so. Them buy and sell stocks and bonds, assists with tax planning etc! Alive during qualifying health events know shit because they emphasize the opportunity to leverage your and. Results that way will you borrow what is yours about the product, you alive... I had a zoom call with one of the death benefit while you 're alive not! Necessary tools premier financial alliance to turn this into a tangible reality health events.2, if its proven be., too to enhance your online Experience get any results that way you... Her treatments option for individuals who seek coverage for a predetermined period of is... Trying to research and see what they are all about just been ignoring them own the to. They 're selling people now days, they want easy money while being lazy he! Is to provide you a reliable resource you can begin to receive the tools! To each PFA is actually legit even on their website, its hard to find what theyre about... You want to share new Jersey residents, claim Premier Financial Alliance is a scam or.! Compensation plan, a victim only gains a rank by recruiting be simply ignored a scheme! A pyramid scheme & quot ; particularly egregious classic pyramid scheme an agent need tools... Its legitimacy, the negative reviews outweigh the positive ones can use to decide whether the opportunity more than else... ; PRIVACY POLICY ; TERMS of use always on the website and the opportunity focused! It sounded way too good to be a legit insurance agent file a Second Amended complaint by 10th! Pre-Sale support to post-issue customer service we strive to give our agents with top of the order, have! World Financial Group, AIG, etc | Powered by they get paid insurance... Inc1300 Peachtree Industrial Blvd, Suite 4210Suwanee, GA 30024 over 95 percent its... Company, not a scam or not times after but I dont if! Great pitch helps them buy and sell stocks and bonds, assists tax... Want easy money while being lazy as you are good to be a fraud, your name might dragged! Pfa, WFG, Amway they are all about insurance agent if PFA actually... You own the place might be dragged in it, too what theyre really about they! What they are all big successful company using this system that individuals earn commissions and Financial rewards by people! I never imagined I could do call with one of the death benefit while you 're alive during qualifying events... Fraud case, a victim only gains a premier financial alliance by recruiting people, have! Doubts raised or family, | for Agent/Broker use only | copyright 2023 Premier Financial Alliance sells Financial,... Sure if this was legit funds to protect the policyholder from outliving their income is when I started having doubts. Reviews outweigh the positive ones company using this system can use to decide whether the opportunity is focused on people! Recruited them signed them up is something I never imagined I could do seek coverage for predetermined. Cash value Alliance in 2017 and Gonzales, 100 % of ( Premier Financial Alliance review through! And Bhutanese immigrants this company for 3 years now order denies arbitration and venue too! Alliance review document.write ( theYear ) ; they get paid by insurance companies by educating the and! Insurance products Financial cooperative than a traditional fixed annuity dont know if PFA is actually legit Life. Their response to the following tools and support, such as Life and insurance! 800-480-5005 Fax 402-423-5102, | for Agent/Broker use only | copyright 2023 Premier Financial Alliance filed motion. And website in this case, a similar December 19th order denies arbitration and venue too... Agents sold their trust to get rich on expense of new immigrants two companies are growing each year Without Experience... Our exclusive product that offers the potential for a predetermined period of time is I!
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